San Diego Car Accident Lawyer

You will have a lot on your mind after a car accident. You will have to focus on your recovery, you will likely lose time from work, and the insurance company providing coverage to the negligent party will contact you to offer a settlement for your losses. Now is not the time for you to speak with the insurance company. The settlement offer they make will not be enough to fully cover the cost of your injuries and if you accept it, you cannot go back for more in the future. A San Diego car accident lawyer will negotiate with the insurer on your behalf so you recover the full damages to which you are entitled.

There are many laws that govern car accidents in San Diego, and throughout California. The three most important are as follows:

• Insurance policy limits: All drivers in the state must purchase minimum amounts of auto insurance, which includes $15,000 in liability coverage for injury or death to a person, and $30,000 in liability insurance for the accident as a whole. If your injuries are serious, the cost to recover from them will likely exceed these limits. Your only option then is to file a lawsuit directly against the negligent party.
• Statute of limitations: Car accident claims are governed by a statute of limitations, or a time limit. If you do not file your claim within two years of the date of the crash, you will forfeit your right to claim any damages at all.
• Comparative negligence: California is governed by pure comparative negligence. If you contributed to the accident, you can still file a claim for damages, even if you were 99 percent at fault for the crash. You will be assigned a percentage of fault, and any damages you receive will be reduced by that same percentage.

The above laws are very important to your case, but there are others, as well. A San Diego car accident attorney can advise you of the laws, and how they apply to your case.

When a car accident is serious, the injuries sustained by victims are often life-changing. Some of the most common of these are as follows:

• Traumatic brain injuries
• Back injuries
• Neck injuries
• Spinal cord injuries
• Permanent disabilities
• Burns
• Scarring and disfigurement
• Soft tissue injuries
• Broken bones

Any injury sustained in a car crash will be costly to treat, painful, and debilitating for accident victims. Filing a claim will allow you to recover compensation for these losses so you can move on with your life.

If you have suffered injuries during a crash, a car accident attorney in San Diego at Brod Law Firm is here to help. Attorney Brod knows how to negotiate with the insurance companies and will hold them accountable for paying the fair settlement you deserve. Call us today at (800) 427-7020 or contact us online to schedule a free consultation.