It has been said that no one walks in California, and for those without a vehicle of their own, Uber has become extremely popular. In fact, Uber has even become popular among those who do have a vehicle of their own because it can provide a safe way to get home when one cannot drive, such as after having a drink or two. Unfortunately, Uber drivers are not any more immune to getting into accidents than other drivers on the road. When Uber accidents happen, the aftermath can get complicated quickly. A San Francisco Uber accident lawyer can help accident victims file their personal injury claim and recover the damages they deserve.
Who is Liable in an Uber Accident?Determining liability after an accident involving an Uber driver is similar to determining liability in other auto crashes on the roads. All drivers in San Francisco are required to carry the minimum auto insurance as outlined by the state. This insurance is intended to provide coverage to accident victims in the event of a crash.
When another driver’s negligence causes an accident, injured individuals can file a claim against the negligent party. When an Uber driver is at fault, however, different types of insurance may apply, and different insurers may be responsible for paying those damages. The insurance company that is accountable for paying the damages will depend on the activity the Uber driver was involved in when the collision occurred. If you are unsure of who can be held liable for your damages, reach out to an Uber accident laywer in San Francisco for help.
Three Time Periods Affect Uber Accident PayoutsWhen an Uber driver was negligent and caused a crash, two different insurance companies may be liable for paying damages. The insurance company responsible for paying compensation will depend on what the driver was doing at the time of the crash.
When an Uber driver does not have the app turned on and is not picking up passengers, but they are at fault for the accident, injured individuals must go through the Uber driver’s personal insurance policy to claim compensation. If the driver does have the app turned on, but they do not have a passenger in the vehicle and they are not on their way to pick someone up, Uber’s insurance policy will provide compensation to accident victims. This insurance is known as contingent coverage, and it will provide up to $50,000 per accident victim.
If the Uber driver has the app turned on and they have already picked up a passenger, Uber offers $1 million in coverage if the Uber driver caused the accident. If the Uber driver drops the passenger off and is involved in an accident, the insurance will revert to either Uber’s coverage or their own personal coverage, depending on whether or not they keep the app turned on.
Our San Francisco Uber Accident Attorney can Advise on Your CaseIf you have been hurt in an accident, an Uber accident attorney in San Francisco at Brod Law Firm can assist with your case. Attorney Brod has the necessary experience to overcome the challenges that Uber accident cases present and will work hard to help you recover the full damages you deserve. Call us today at (800) 427-7020 or fill out our online form to schedule a free consultation so we can review your case.